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Hargray vs. Hawaiian Telcom vs. T-Mobile Internet plan comparison


Headshot of Kathryn Casna
Researched by
Kathryn CasnaSenior Staff Writer
Headshot of Bri Field
Reviewed by
Bri FieldAssigning Editor
Updated 6/26/24

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Hargray
Staff rating
3.7
Customer rating
3.5
(2)

  • Plans starting at $20.00
  • Download speeds up to 1000 Mbps
Hawaiian Telcom
Staff rating
3.5
Customer rating
3.5
(2)

  • Plans starting at $19.99
  • Download speeds up to 750 Mbps
T-Mobile brand
Staff rating
3.7
Customer rating
4.2
(110)

  • Plans starting at $50.00
  • Download speeds up to 182 Mbps
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See what providers service your area.
Hargray
Staff rating
3.7

Solid, well-priced internet for most households

Hargray is a good buy for most families willing to commit to at least a year of service, but its steep setup costs and early termination fees mean canceling too soon will cost you big. Meanwhile, YouTube creators wanting high-performance fiber internet should move on.

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What we like

  • Great service
  • Low price for the speed
  • Low equipment rental costs
What we dislike

  • Steep early termination fees
  • Underutilized fiber network
  • High installation costs
Savings tip: Hargray often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Hawaiian Telcom
Staff rating
3.5

A great value if you’re ready to commit

Hawaiian Telcom packs a lot of value into its plans, but it may not be fast enough for large families who do a ton of streaming or uploading. Opt for a short contract if available because paying out half of a two- or three-year commitment here will hurt!

What we like

  • Low startup costs
  • No hidden costs
  • Great service
What we dislike

  • High early cancellation costs
  • Underutilized fiber infrastructure and a tiny footprint
  • Contracts up to 3 years
Savings tip: Hawaiian Telcom often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
T-Mobile brand
Staff rating
3.7

Inexpensive high-speed internet with no contracts

T-Mobile provides an inexpensive 5G internet plan with no contract and decent speed, but not a lot of choices or professional installation.

What we like

  • One low price
  • No commitment
  • Relatively fast
What we dislike

  • Not widely available
  • No professional installation available
  • Inconsistent speeds
Savings tip: T-Mobile often has sign-up promotions for first-time customers. Call to ask a rep about current deals and discounts.
Check deals
Hargray
Value
2.5
For the average household, it’s a great deal

Overall, Hargray offers a lot of speed for the price, and all plans come with unlimited data, which made us do happy dances. For the best deal (AKA the lowest price-to-speed ratio), stick with one of Hargray’s slowest plans—which are fast enough for most households anyway. This company’s 100 and 200 Mbps plans come in at just 45% of what most plans in the US cost, while its 1 Gig plans cost around 85% of the national benchmark (1).

Higher-speed plans also come with another downside: while Hargray boasts a fiber network, people who upload a lot of video will lament its slow (for fiber) upload speeds. In short, Hargray’s a great deal for most people, but if top performance is important to you, save your happy dance for another provider.

Pricing details vary by location. Visit
Hargray's website
or call 1-877-427-4729 to speak with a rep.
See pricing
Hawaiian Telcom
Value
4.0
Come for the price, stay for the value (and to avoid early termination fees)

Hawaiian Telcom internet provides a ton of value no matter which plan you buy, but some plans offer more value than others. If fiber is available in your area, you can get 940 Mbps for around 56% of the national benchmark price. (1) Lower speeds (those as low as 11 Mbps with a DSL connection) cost as little as a third of the national benchmark.

Hawaiian has its flaws. You may not have access to its fiber infrastructure (yet), even if it's installed in your neighborhood. We've heard of wait times of several months. Then, even its fiber speeds aren’t as fast as technology allows. If you try to end your contract early, you’ll pay for that—big time. You may also see hefty price hikes in year two—some of the biggest we've seen, in fact.

But when you consider the great service you’ll receive, low-cost equipment and installation, and a refreshing lack of hidden fees at checkout, Hawaiian Telcom gives you one more way to make your mainlander friends envy your island life.

Pricing details vary by location. Visit
Hawaiian Telcom's website
or call 1-844-716-2785 to speak with a rep.
See pricing
T-Mobile brand
Value
4.0
One plan, one very low price

T-Mobile 5G Home Internet comes in one download speed (182 Mbps), which is fast enough for a lot of people but slower than most cable plans (up to 1 Gbps) and fiber plans (up to 5 Gbps). The good news? T-Mobile’s plan includes unlimited data, but there may be slowdowns when the network is congested. It’ll cost you $50, which is $0.50 per Mbps, and about right for 5G plans. However, overall, 5G internet is super cheap compared to other kinds of broadband internet. The Federal Communications Commission (FCC) benchmarks similar broadband plans at $105.67/month, (1) which comes out to more than a dollar per Mbps!

Even better, if you’re already a T-Mobile customer with a qualifying Magenta plan, your rate is $25/month. If max download speeds of 100 Mbps works for you, T-Mobile 5G Home Internet is a pretty sweet deal, especially if you’re already a customer. But if you’re looking for more plan options, you won’t find them here.

Pricing details vary by location. Visit
T-Mobile's website
or call 1-833-922-2124 to speak with a rep.
See pricing
Hargray
Performance
4.5
Fast enough speeds for most, but we shed a tear for the unused potential

Hargray uses a fiber optic network, which is much more reliable than satellite or fixed wireless (like 5G) internet. Fiber is also capable of faster speeds (up to 5 Gigs for both download and upload) than any other kind of internet.

Unfortunately, Hargray isn’t using its fiber network to its fullest extent. Its fastest speed is only 1 gig, which most cable internet companies offer. It’s kinda bumming us out, like a straight-B student who could totally ace the class if only they’d apply themselves more. But the real bummer is that Hargray gives you only 20–50 Mbps for uploading, which is great but nowhere close to the symmetrical ideal that fiber can deliver. While most people will love how quickly they can upload a file to Google Drive or post to their Insta account, we think it’s a tragic underutilization of fiber technology. We know. #FirstWorldProblems.

Available speeds vary by location. Call 1-877-427-4729 to speak with a Hargray rep or
go to its website.
Hawaiian Telcom
Performance
4.5
Fast, reliable fiber for the price, but it could be better utilized

Hawaiian Telcom uses an infrastructure of fiber, cable, and DSL. About 215,000 homes and businesses have access to Hawaiian’s fiber network. (2) That accounts for about half of Hawaiian's infrastructure, (3) which is impressive for a small provider. The other half is mostly DSL mixed with a bit of cable, which don't perform as well. The good news is Hawaiian is replacing its legacy cable and DSL lines, so if you don’t have access to its fiber network yet, you probably will within a few years.

Available speeds vary by location. Call 1-844-716-2785 to speak with a Hawaiian Telcom rep or
go to its website.
T-Mobile brand
Performance
3.0
Faster than advertised, but awkwardly unpredictable

As with any fixed wireless internet provider, speeds fluctuate widely and can be affected by weather, terrain, peak hours, and more. That means you’ll rarely get a steady 100 Mbps. T-Mobile says you’ll likely see anywhere from 33 to 182 Mbps for download and 8 to 25 Mbps for upload. (2) But we think T-Mobile should toot its horn a little louder. Independent research shows speeds average out to around 119 Mbps for download and 16 Mbps for upload—both of which leave other wireless ISPs in the dust. (3)

Generally, 5G internet isn’t as fast as cable internet (up to 1,000 Mbps, or 1 Gbps) or fiber (up to 5 Gbps). But for most people, it’ll feel pretty zippy. Unfortunately, if you’re using your connection for gaming, the inconsistency could cause unpredictable, frustrating lags.

Available speeds vary by location. Call 1-833-922-2124 to speak with a T-Mobile rep or
go to its website.
Hargray
Equipment and installation
3.0
Low-cost equipment rentals, high-cost installation

Hargray’s equipment rental prices are super reasonable. You can rent a modem for just $4 per month, which makes the hassle of using your own gear a lot less appealing. Unless, of course, you’re a technophile who has a favorite modem (more power to you!). You can use most modems. Hargray’s Wi-Fi gear is also inexpensive, coming in at $10 per month. The price includes at least two extenders and free Wi-Fi setup to make sure your signal is dialed. That’s a sweet deal.

The rest of your internet installation will cost you, though. Professional installation costs around $100. Self-setup is technically free, but you have to cough up a $99 activation fee. The activation fee is refundable after your first year of service, but it still hurts, and you’ll probably forget you have a refund coming long before it hits your account anyway. Still, with self-setup, you’ll get to skip the dreaded installation appointment window, so it might still be worth it.

Equipment and installation options can vary widely depending on
Hargray plans
available in your area.
View plans
Hawaiian Telcom
Equipment and installation
3.5
Hawaiian offers good installation and gear

Hawaiian Telcom charges a moderate $9.99 to use its modem. You could use your own modem to save money, but you won’t be able to add Hawaiian’s Whole Home Wi-Fi or upgrade your service to Premier Value, Hawaiian’s tech plan. If you do go with Hawaiian’s modem, you can also rent between one and three Google Wi-Fi pods for just $7 per month total. Unless you live in a McMansion (more than 4,500 sq. ft.), you shouldn’t have any dead spots. Some of our top providers don't charge rental fees, and we would like to see Hawaiian Telcom follow suit, but we still love these low rates.

Both self-installation and professional installation are free, but you may need to cover a $34.99 activation fee (waived during some promotions). That’s steeper than most activation fees, but since professional installation usually costs $75 or more, you’ll still save a ton—and not have to worry about setting it up yourself. Plus, if you have a professional install your internet, they will repair any damaged wiring at no cost.

Equipment and installation options can vary widely depending on
Hawaiian Telcom plans
available in your area.
View plans
T-Mobile brand
Equipment and installation
4.0
You’ll need an app for that

T-Mobile uses a 5G gateway (included at no additional cost) to turn cell signal into Wi-Fi for your home. It’s strong enough to send signal about 30 feet away, depending on how many walls are in the way. It’s compatible with most mesh network extenders. Plus, you can create up to four separate networks, so you can create one for Airbnb guests or your least favorite roommate.

According to T-Mobile, installation should take around 15 minutes—if you have an Android or iOS phone and can download the T-Mobile internet app. If that doesn’t work out, you can call T-Mobile customer service and someone will help you get set up. If you don’t get cell signal or a landline at home, though, you’re going to have a rough day.

Equipment and installation options can vary widely depending on
T-Mobile plans
available in your area.
View plans
Hargray
Customer experience
5.0
Inexpensive technician visits and top-notch premium service plan

Hargray has two levels of customer service (2), and they’re both pretty solid. The first is what you’d expect: you pay full price for all technician visits ($65) and the cost of any repairs, troubleshooting, or installation of new wires and jacks. Other than the cost of work done, there’s no additional charge for this service level.

If connection issues make you nervous or you want Hargray’s highest level of service, you might want to spring for Hargray’s Connected Home Plan for about $6 per month. With that, you’re covered for repairs of common equipment, like wiring, jacks, and splitters—whether the damage was caused by you or an act of God. For services that aren’t fully covered (like learning how to use your Hargray modem or troubleshooting your own router) you pay just $35 per visit.

Visit Hargray's website
or call 1-877-427-4729 for more information on contracts and money-back guarantees.
Go to provider
Hawaiian Telcom
Customer experience
2.0
Customer service needs some improvement

We love that you can get started for around $35 and that the tech will automatically repair wiring if needed. But if you want additional technical support, you'll need for Hawaiian’s rather pricy Premier Value upgrade ($15.99 per month for two years). With it, a technician can help you with wire maintenance and Wi-Fi optimization, internet security for up to 10 devices, and priority for technician appointments. But we'd probably skip it at this price tag.

Unfortunately, many customers report problems with billing and customer service. If you go with Hawaiian, check your bill carefully and be prepared to sit on hold if you call in with issues.

Visit Hawaiian Telcom's website
or call 1-844-716-2785 for more information on contracts and money-back guarantees.
Go to provider
T-Mobile brand
Customer experience
4.0
Award-winning customer service, but a lackluster guarantee

T-Mobile is fairly new to providing home internet, but it has a solid track record of providing great service to its mobile customers. Both contract and non-contract customers see the best service in the industry, according to J.D. Power. (4)

We don’t like T-Mobile’s short 15-day money-back guarantee, which doesn’t give you much time for a test drive. (We much prefer Starry’s 30-day guarantee.) Even worse, your countdown starts when T-Mobile ships your 5G Gateway, not when it arrives. If there are any shipping delays or it takes you a day or two to get set up, you’ll run out of testing time fast.

Visit T-Mobile's website
or call 1-833-922-2124 for more information on contracts and money-back guarantees.
Go to provider
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Hargray
3.5
(2)
5 Star
0%
4 Star
50%
3 Star
50%
2 Star
0%
1 Star
0%
B
Brian Hillfrom Newark, NJ
Hargray Customer for 1+ years
Reviewed on: 11-14-2022
I have been with them for a good few years. They have been professional and have done good work. My internet is the fastest it has ever been.
E
Earlfrom Danielson, CT
Hargray Customer for 8+ years
Reviewed on: 8-29-2022
They are always there when i want to use them but the price is a bit too high
Hawaiian Telcom
3.5
(2)
5 Star
0%
4 Star
50%
3 Star
50%
2 Star
0%
1 Star
0%
R
Ravenfrom Waipahu , HI
Hawaiian Telcom Customer for Less than a year
Reviewed on: 12-2-2022
Hawaiin Telecom has been okay, but the speed could be better
J
Janicefrom Honokaa, HI
Hawaiian Telcom Customer for 4+ years
Reviewed on: 6-24-2022
Hawaiian Telecom is good because they brought fiber optics to a rural location via a federal grant. They also are expedient in their service. However, I feel that they can improve by conducting regularly maintenance and check on customer’s network.
T-Mobile
4.2
(110)
5 Star
43%
4 Star
41%
3 Star
14%
2 Star
1%
1 Star
1%
J
Jordanfrom Atlanta, GA
T-Mobile Customer for 1+ years
Reviewed on: 6-17-2022
For the price I’m paying, I would say my internet is fairly good and is fast and reliant.
C
Ceciliafrom Hoboken, NJ
T-Mobile Customer for Less than a year
Reviewed on: 6-17-2022
Have been with tmobile 20+ years with cell service
T
Theresafrom Austin, TX
T-Mobile Customer for Less than a year
Reviewed on: 6-17-2022
Was previously with Sprint. Not too familiar with T mobile
J
Joefrom Hewitt, NJ
T-Mobile Customer for Less than a year
Reviewed on: 6-17-2022
it is a seamless experience
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Endnotes and sources
1. “2022 Urban Rate Survey – Fixed Broadband Service,” FCC. Accessed 12 December 2022.2. "Connected Home Plan," Hargray. Accessed 12 December 2022
Endnotes and sources
Endnotes and sources
1. “2022 Urban Rate Survey – Fixed Broadband Service,” FCC. Accessed 12 December 2022.2. “Policies, Open Internet,” T-Mobile. Accessed 12 December 2022.3. “USA 5G Experience Report October 2021,” Opensignal. Accessed 12 December 2022.4. "Wireless Customer Care Satisfaction Declines as Staff Turnover Rises, J.D. Power Finds,” J.D. Power. Accessed 12 December 2022.